May 2019

The three credit bureaus in the US holds the power of everyones life in their hands.  They are highly unregulated and when there is an error in their reporting, it is a tedious and often unsuccessful process to get it corrected or removed.
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April 2019

In music, harmony is when more than one musical note has a specific measurement to other notes, creating a very pleasant sound and feel.
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March 2019

At this time in the making of American history, when Donald Trump has capitalized on the deeply rooted historical – and still in place – systemic and social racist fabric of the country, it can still be noted that there are serious social issues that are not racially partial, although racism tends to blight this.
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February 2019

Inner city schools in low income communities produce higher dropout rates, teenage pregnancies and astronomically low college attendance for those who do graduate.

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January 2019

There are specific segments of the retail market that is geared towards marginalized people.  In other words, there are goods and services that target disenfranchised people with astronomical profit potentials for the corporations offering these good and services but they often keep people in economic distress more stagnant or make them more poor.
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